What is the term for optional auto insurance coverage that protects against non-collision damage to a vehicle?

The term for optional auto insurance coverage that protects against non-collision damage to a vehicle is comprehensive insurance. This type of coverage provides protection against various risks not related to collisions, including theft, vandalism, natural disasters, and damage from animals. Comprehensive insurance is valuable because it helps cover repair costs or replacement of the vehicle in situations that are beyond the driver's control, allowing for financial security and peace of mind. Understanding this type of coverage is essential for drivers looking to protect their investment in a vehicle from a broader range of potential damages.